Terms of Use

Effective October 13, 2026

These terms govern your use of this website, owned and operated by Aberdeen Mortgage Group, Inc. (“we”, “us”). By using the site you agree to them. If you do not agree, please do not use the site.

Information only, not an offer to lend

Content on this site is general information about mortgage options. It is not an offer or commitment to lend, a rate lock, or financial, legal or tax advice. Loans are offered through Jack Gladden’s licensed company, ARBOR Financial Group (NMLS #236669), and are subject to credit approval, underwriting and program guidelines.

Accuracy

We work to keep information current, but programs, rates and guidelines change often. We do not guarantee that everything on the site is complete or up to date.

Using the site

You agree not to misuse the site, including by attempting to gain unauthorized access, interfering with its operation, or using it for unlawful purposes.

Intellectual property

Site text, design, photos and graphics belong to us or our licensors. You may view and print pages for personal, non-commercial use, but may not copy or republish them without permission.

Links to other sites

Links to third-party sites, including the loan application, are provided for convenience. We are not responsible for their content or privacy practices.

Calls, texts and email

If you give us your phone number or email, you agree we may contact you about your inquiry. That is not consent to marketing calls or texts sent with automated technology or prerecorded messages; we ask for that separately, and you never have to give it to get help. Message and data rates may apply to texts. You can opt out at any time by any reasonable means, such as replying STOP to a text or telling us by phone or email, and we will honor it promptly.

Disclaimer of warranties and limitation of liability

The site is provided “as is” without warranties of any kind. To the extent permitted by law, we are not liable for indirect or consequential damages arising from use of the site.

Governing law

These terms are governed by the laws of the State of California, without regard to conflict-of-law rules.

Changes

We may update these terms. Continued use of the site after changes means you accept them.

Contact

Loans@JackGladden.com or 310-699-4451.